Retirement & pensions

NHS Pension Guide & Estimator

Explore supported NHS pension figures and the records needed to interpret them. This independent illustration is not an official benefit statement.

Understand the NHS pension income shown by your records, its separate retirement cash and how it may fit with your plans. Your figures stay in this browser until you explicitly submit an identified request.

Read the NHS pension guide · Explore the wider Retirement Planner

Independent TGMG illustration, not an NHS quotation or affiliation. Source snapshot 10 October 2026; specialist approval pending.

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About this estimate and official sources

Gross pension income and one-off cash are different benefits. There is no transfer valuation, early or late retirement factor, future service accrual, tax calculation, currency conversion or investment recommendation. Complete inputs do not verify entitlement. Decisions rely on NHS administrator figures.

Historical increase series ends April 2026, with the source snapshot fixed at 10 October 2026. First-year deferred increases, leaving-year treatment, gaps, final-salary links, special rights and McCloud require individual checks. Confirm these matters with your pension administrator or a suitably qualified pensions specialist before making decisions.