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Protection planning

A quick protection check

A few questions about who relies on the household’s income and what resources could help. This is a reflection, not an insurance recommendation.

An umbrella of financial protection shelters the household plan and its goals.

Protection planning

Help preserve time and choices

Consider the life risks, who relies on your income and what protection helps preserve.

Life risks

Death, serious illness and loss of income.

Who relies on your income?
Protection helps preserve

Time, choices, home, education and lifestyle.

Protection can help preserve time and choices. Start with the people who rely on the income and the resources already available.View full size

Optional questions to organise your thinking. Your answers stay on this page.

01Does anyone depend financially on your income?
02Would your family need help replacing your income if you died?
03Do you have a mortgage, loans or commitments that would continue?
04Would a serious illness materially affect your ability to meet household costs?
05Do you have children or others whose education or living costs you want to protect?
06Is most of your protection provided only through your employer?
07Would existing savings support your household for an extended period if you could not work?

Answer the questions you find useful. A summary appears when all are answered; you can use the rest of the site without completing this check.

Answers stay on this page in your browser and are not sent to analytics. You can use the tools without completing this check.